Saving money is really hard especially when you are living paycheck to paycheck, but a handy trick that I learned is ‘paying yourself first’. My husband’s paycheck is deposited automatically so we set it so that it also deposits a small amount each check into our savings account. We don’t miss the money because it is done automatically and slowly but surely we are building our savings.

Hi there,
Being frugal can be kind of a money game and a good place to start is watching where you spend money on things that aren’t a necessity. If you don’t really, really need it, don’t buy it. Stay out of the stores unless you really need something. When getting groceries, watch the weekly sales ads and stock up on those needed items. Clip those coupons and look for stores that double them. That’s just for starters, stop by and check out what I do with credit cards.

Thrifty Lady has a great idea with paying yourself first, these are habits you need to develop and it takes lots of discipline. Set those goals and watch yourself achieve them, this will give you great satisfaction.