I keep thinking about our finances today and trying to figure out our best route to take to get a house, or a condo, or something. I might not have all the answers but my heart is in the right place. Just in time when I was thinking about my finances I come across this site, Bills.com’s Debt Freedom guide site, where they have a free consumer guide, “Debt Freedom: You Can Be Debt-Free, Starting Today.” You can download it for free in pdf format.

They highlight 4 major points to debt freedom.

• 1. Know Your Goals: gather up your family, and make a plan.
• 2. Create a Budget: monthly budget and stick to it.
• 3. Don’t Charge It: don’t add to your debt.
• 4. Guard Your Credit: watch for identity theft.
• 5. Get Catastrophic Insurance Coverage: make sure you have proper coverage.

I think that last point is rather interesting. I believe that has been added in the equation since Hurricane Katrina and all the other disasters that have happened around the United States. So take a look at their free guide and see if it can help you to become debt free in 2007.

On this day..

• Tax Season and Other Random Thoughts - 2005
• Alexa Ratings - 2007
• Tufenkian Rug Sale - 2007
• Settling In - 2007
• Save Money - Be Frugal - 2007